• High interest (LPS of Commercial Bank) compared to other periodical saving
  • No monthly administration fee
  • Low cost on account closing
  • Queuing at every BPR Lestari service office
  • Easy and secure transactions
  • Top up for monthly deposit can be done at any time



  • Free to determine initial deposit starting from Rp. 100.000, -
  • Free to determine monthly deposit starting from Rp. 100.000, -
  • Customers may open more than one Sikaya Savings account
  • Minimum 1-year membership period
  • Account closure before maturity is charged Rp. 50.000, -
  • On the account due date, the accumulated funds and development will be transferred to the customer’s transactional savings account
  • Account closure is automatically done if you don't make a deposit for 6 consecutive months



  • Opening sikaya savings online with a minimum initial deposit of IDR 100,000
  • Rewards in the form of cashback worth IDR 62,500 or shopping vouchers of IDR 50,000
  • This program is valid until December, 31st 2023

Terms of cashback rewards:

  • Rewards are tax deductible by 20%
  • Rewards are transferred to the customer's transactional savings.
  • Rewards are given a maximum of H + 5 working days the following month.



  1. Open the LestariMobile Apps or click here, if you don't have a BPR Lestari account, please visit the online account opening page here.

  2. Then select Account Opening Menu

  3. Select the Sikaya Savings Menu

  4. Then the Sikaya Savings Simulation appears, click Continue

  5. Enter the required information when opening a Sikaya savings account (SiKaya Savings Simulation feature is filled in according to the details of the savings to be opened, starting from the Initial Deposit, Monthly Deposit, Time Period, Target Deposit, and the Projected Balance to be obtained)

  6. Next, to confirm the opening of the Sikaya savings account, put a tick in the "agree with the terms and conditions" column. Click "Yes, Continue" and enter your M-PIN

  7. The opening of Sikaya Online Savings Account was successful.

Open Saving More Info

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