BENEFITS

•  Fast process
•  Easy requirements
•  Insurance coverage
•  Installment payment facility through auto debit
•  No penalty for installment payout  at any time
•  Safe and reliable
•  Credit limit up to Rp. 30 billion

DETAILS

• Credit amount range up to 30 Billion
• Credit period: 15 year (can be extended), provided that:
  • Debtor age of at least 21 years and maximum 55 years of age at the credit maturity date,
  • For self-employed and professionals is maximum 60 years of age upon the credit maturity date.
• Maximum Financing (LTV):
  • Financing of old houses amounts to 60% of the Bank's estimated taxation
  • Financing of land plot amounts to 50% of the Bank's estimated taxation
• Ratio of Installment (DSR):
  • Taking into account of the payment capacity based on the sale and the balance sheet from a prospective  customer’s business.
  • Completing Business Licenses and Financial Statements

TERMS

Prospective Customers are advised to complete all documents necessary in order to facilitate our officers to pick up the documents and process the credit application immediately.