Those with stable income / permanent jobs, most likely want to have their own assets as their goal. One of them is investment in the form of land plot. To achieve that goal, financial adequacy is required. KPT Prima Lestari from BPR Lestari is a financial solution in achieving your goal.
Financing Objectives:
Special loan facility for land plot purchased through land developer with the cooperation between the Bank and the developer.

ADVANTAGES

  • Fast process
  • Easy requirements
  • Life insurance coverage
  • Installment payment facility through auto debit
  • No penalty for installment payout at any time
  • Safe and reliable
  • Credit period up to 15 years
  • Facilities top-up

 

KPT PRIMA LESTARI PROMO SCHEME

  • Easy down payment KPT only 10%
  • Credit range: Rp. 100 million - Rp. 10 Billion
  • Credit period: 1 year - 15 years, provided that:
    • Debtor age of at least 21 years and maximum 55 years of age at the credit maturity date,
    • For self-employed and professionals is maximum 60 years of age upon the credit maturity date.
  • Maximum Financing (LTV):
    • Financing for plots of Easy KPT by 70% of estimated Bank taxation
  • Ratio of Installment (DSR): Maximum 35% of earning (take home pay) and possible joint income (wife / husband).

Bank Lestari Bali (BPR) has never asked for a sum of money in advance as a sign of credit approval or as a requirement for credit disbursement. Be careful of credit fraud in the name of Bank Lestari Bali (BPR)

TERMS

Prospective Customers are advised to complete all documents necessary in order to facilitate our officers to pick up the documents process the credit application immediately.

DOKUMEN

KARYAWAN

PROFESIONAL

WIRASWASTA

PT

Copy KTP (Suami/Istri yang masih berlaku)

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Copy Kartu Keluarga

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Copy Akta Nikah dari Catatan Sipil/Cerai Dari Pengadilan/Kematian

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NPWP (untuk pinjaman Rp. 100 juta ke atas)

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Akta Pendirian

    

TDP/SIUP/Surat Keterangan Usaha

 

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Neraca (Rugi/Laba)/Laporan Keungan

  

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Copy Catatan Keuangan

 

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Copy Rekening Koran/Tabungan 3 Bulan Terakhir

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Slip Gaji Terbaru

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Copy Surat Keterangan Bekerja

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Copy Surat Keputusan Pengangkatan

 

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Copy Surat Keterangan Praktek/Ijin Praktek

 

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Copy Keanggotaan Profesional

 

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Surat Rekomendasi Dari  Tempat Bekerja

 

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Copy Rekening Listrik/PDAM

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Copy SHM

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Copy PBB

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Copy Riwayat Pinjaman di bank lain (jika take over)

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Bank Lestari Bali (BPR) tidak pernah meminta sejumlah uang di muka sebagai tanda persetujuan kredit atau sebagai persyaratan pencairan kredit. Hati-hati terhadap modus penipuan kredit yang mengatasnamakan Bank Lestari Bali (BPR)

Submit Credit