Every family, either newly married or who have been together for many years, would want to have their dream house. A dream house does not have to be spacious and large, but it has to be comfortable to live in. 
To realize the dream requires adequate financial planning. KPR Lestari from BPR Lestari is your financial solution in realizing the family dream home

Financing Objectives:

  • Special loan facility for new home purchases through cooperation between the bank and housing developer.



  • Fast process (3 working days *)
  • Easy requirements
  • Insurance coverage
  • Installment payment facility through auto debit
  • No penalty fee for installment payout at any time
  • Safe and reliable
  • Credit period up to 20 years
  • Facilities top-up
  • Indent mortgage, financing based on cost budget plan on a plot of land or a completely built house.


* After the data requirements are completed



  • Credit amount rage: Rp. 25 million - Rp. 1 Billion
  • Credit Period: 1 year - 20 years, provided that:
    • Debtor age of at least 21 years and maximum 55 years of age at the credit maturity date,
    • For self-employed and professionals maximum 60 years of age at the credit maturity date.
  • Maximum Financing (LTV):
    • Financing of old houses amounted up to 90% of the Bank's estimated taxation
    • Construction on a plot of land:  a maximum of 70% of RAB and not exceeding the 125% of the value of the mortgaged land.
  • Ratio of Installment (DSR): Maximum 35% of earning (take home pay) and possible joint income (wife / husband).



Prospective Customers are advised to complete all documents necessary in order to facilitate our officers to pick up the documents and process the credit application immediately.






Copy KTP (Suami/Istri yang masih berlaku)


Copy Kartu Keluarga


Copy Akta Nikah dari Catatan Sipil/Cerai Dari Pengadilan/Kematian


NPWP (untuk pinjaman Rp. 100 juta ke atas)


Akta Pendirian


TDP/SIUP/Surat Keterangan Usaha



Neraca (Rugi/Laba)/Laporan Keungan



Copy Catatan Keuangan



Copy Rekening Koran/Tabungan 3 Bulan Terakhir


Slip Gaji Terbaru


Copy Surat Keterangan Bekerja


Copy Surat Keputusan Pengangkatan



Copy Surat Keterangan Praktek/Ijin Praktek



Copy Keanggotaan Profesional



Surat Rekomendasi Dari  Tempat Bekerja



Copy Rekening Listrik/PDAM




Copy IMB


Copy PBB


Copy Riwayat Pinjaman di bank lain (jika take over)

Submit Credit

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