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Nowadays, the better standard of living, the living expenses are higher too. Besides a focus on daily needs, we must start preparing for future spending plans.
How to start it? What kind of banking product fits in with our financial plan? As one of the right products for beginner or low-risk investors, a deposit is the best product. What are the benefits of a deposit?
First, Choose Your Time Periode
Time Periode refers to the length of the time remaining before your deposit expires. You must keep your funds in deposit as long as a time periode that you’ve already selected to get the maximum outcome. You can choose 1, 3, 6, or 12 months time periode depends on your consideration.
Bank will lock your funds in deposit several times, based on your time periode. If your deposit is on the due date, it will extend automatically.
Second, High Deposit Rate
Compare transactional saving rates, customers will get a high rate in deposits. Based on IDIC (Indonesia Deposit Insurance Corporation), per May 29th, 2021, Deposit Insurance Rate for the commercial bank is 4% and 6,5% for BPR.
Third, Guaranteed by IDIC
IDIC (Indonesia Deposit Insurance Corporation) is a legal independent that ensuring customer's deposits and actively promoting the stability of the banking system according to its authorities. Please, make sure you’ve already chosen the right bank who already registered as a member bank.
Fourth, Free of Administration Fee
If you save your funds on a savings account, the bank will charge a monthly administration fee that automatically withdraws from your account. Sooner or later, your funds will decrease also.
It’s different in deposit. Our funds will always increase by monthly interest based on Banks regulations.
Fifth, Affordable Minimum Placement
You can open a deposit account by placing start from 10 million. Affordable for those who choose a low-risk investment, including the first jobber.
So, ready to start your financial plan? Moreover, there is an online deposit to make your financial management easier. Hassle-free, high rate and save.
You can try DepositoGo BPR Lestari. Fit in with us who find 5 (five) benefits in 1 (one) product. Stay at home and open your LestariMobile app. Get easier, get DepositoGo. Click here to go to DepositoGo Page
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