Take advantage of Small Business Credit facilities for you who are pioneering and developing your small business.
Financing Objectives:
A loan facility to finance the activities of small and medium enterprises which need the additional capital and business development budget with a loan repayment system of primary installments and the interest every month.

ADVANTAGES

  •  Fast process in 3 working days *
  •  Easy requirements
  •  Insurance coverage
  •  Installment payment facility through auto debit
  •  No penalty for installment payout at any time
  •  Safe and reliable
  •  Credit limit up to Rp. 15 billion

 

DETAILS

  • Credit amount range: Rp. 15 billion
  • Credit period: 1 year up to max 10 years, provided that:
    • Debtor age of at least 21 years and maximum 55 years of age at the credit maturity date.
    • For self-employed and professionals is maximum 60 years of age upon the credit maturity date.
    • At maturity date, Leasehold is still valid for minimum of 2 years ,deviation on the maturity date is possible provided that the Leasehold status is upgraded to Freehold at the time of credit agreement approval at a BPR Lestari appointed notary.
  • Maximum Financing (LTV):
    • Financing of old houses amounts to 60% of the Bank's estimated taxation
    • Financing of land plot amounts to 50% of the Bank's estimated taxation
  • Ratio of Installment (DSR):
    • Taking into account of the payment capacity based on the sale and the balance sheet from prospective customers’ businesses.
    • Complete Business Licenses and Financial Statements

 

TERMS

Prospective Customers are advised to complete all documents necessary in order to facilitate our officers to pick up the documents and process the credit application immediately.

DOKUMEN

KARYAWAN

PROFESIONAL

WIRASWASTA

PERUSAHAAN

Copy KTP (Suami/Istri yang masih berlaku)

Copy Kartu Keluarga 

Copy Akta Nikah dari Catatan Sipil/Cerai Dari Pengadilan/Kematian 

Copy Akta Nikah dari Catatan Sipil/Cerai Dari Pengadilan/Kematian

Akta Pendirian

 

 

 

TDP/SIUP/Surat Keterangan Usaha

 

✓  

 Neraca (Rugi/Laba)/Laporan Keungan

 

 

Copy Catatan Keuangan

 

Copy Rekening Koran/Tabungan 3 Bulan Terakhir

Slip Gaji Terbaru

 

 

Copy Surat Keterangan Bekerja

✓  

 

 

Copy Surat Keputusan Pengangkatan 

 

 

 

Copy Surat Keterangan Praktek/Ijin Praktek

 

✓ 

 

 

Copy Keanggotaan Profesional

 

 

 

Surat Rekomendasi Dari  Tempat Bekerja

 

 

 

Copy Rekening Listrik/PDAM

Copy SHM/SHGB

Copy IMB

Copy PBB

Copy Riwayat Pinjaman di bank lain (jika take over)

Submit Credit
CREDIT CALCULATOR

Interest per Year Start From

9.25%

Loan Product
Credit Plafond
Rp
Time Period (Month)
CONTACT US

Please fill this column below so our Personal Banking Officer could contact you soon