Currently, you can use Multipurpose Credit loans to realize your needs. Apply for credit and enjoy the Multipurpose Credit benefits for your needs. In addition, Multipurpose Credit loans can as well provide loan facilities to finance consumptive needs, religious ceremonies and other household needs by using your vehicles, property, or land certificates as collateral. Multipurpose Credit loans allow for disadvantaging conditions of the collateral items such as: vehicle age more than 10 years old, the property has a very narrow road access/small alley, and agriculture or rice fields are for the land.

 

BENEFITS

  • Fast process in 3 working days *
  • Easy requirements
  • Insurance coverage
  • Installment payment facility through auto debit
  • No penalty for installment payoff at any time
  • Safe and reliable
  • Credit period up to 10 years
  • Credit limit up to Rp. 500 million

 

* After the data requirements are completed

 

DETAILS

  • Credit amount range: Rp. 1 billion
  • Credit period: 1 year - 10 years, provided that:
    • Debtor age of at least 21 years and maximum 55 years of age at the credit maturity date.
    • For self-employed and professionals a maximum 60 years of age upon the credit maturity date.
  • Maximum Financing (LTV):
    • Financing of old houses amounts to 60% of the Bank's estimated taxation
    • Financing of land plot amounts to 50% of the Bank's estimated taxation
  • Ratio of Installment (DSR): Maximum 35% of earning (take home pay) and possible joint income (wife / husband).

 

TERMS

Prospective Customers are advised to complete all documents necessary in order to facilitate our officers to pick up the documents and process the credit application immediately.

DOKUMEN

KARYAWAN

PROFESIONAL

WIRASWASTA

PERUSAHAAN

Copy KTP (Suami/Istri yang masih berlaku)

Copy Kartu Keluarga

Copy Akta Nikah dari Catatan Sipil/Cerai Dari Pengadilan/Kematian

Akta Pendirian

   

TDP/SIUP/Surat Keterangan Usaha

 

Neraca (Rugi/Laba)/Laporan Keungan

  

Copy Catatan Keuangan

 

Copy Rekening Koran/Tabungan 3 Bulan Terakhir

Slip Gaji Terbaru

  

Copy Surat Keterangan Bekerja

  

Copy Surat Keputusan Pengangkatan

 

  

Copy Surat Keterangan Praktek/Ijin Praktek

 

  

Copy Keanggotaan Profesional

 

  

Surat Rekomendasi Dari  Tempat Bekerja

 

 

Copy Rekening Listrik/PDAM

Copy SHM/SHGB

Copy IMB

Copy PBB

Copy BPKB

Copy STNK

Copy Faktur Pembelian

Kwitansi Pemilik atas nama Debitur

Gesek Rangka dan Mesin

Copy KTP atas nama BPKB

Copy Riwayat Pinjaman di bank lain (jika take over)

Submit Credit
CREDIT CALCULATOR

Interest per Year Start From

9.25%

Loan Product
Credit Plafond
Rp
Time Period (Month)
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