•  Fast process in 3 working days *
  •  Easy requirements
  •  Insurance coverage
  •  Installment payment facility through auto debit
  •  No penalty for installment payout  at any time
  •  Safe and reliable
  •  Credit limit up to Rp. 10 billion



  • Credit amount range: Rp. 100 million - Rp. 5 Billion
  • Credit period: 1 year (can be extended), provided that:
    • Debtor age of at least 21 years and maximum 55 years of age at the credit maturity date,
    • For self-employed and professionals is maximum 60 years of age upon the credit maturity date.
    • At maturity date, Leasehold is still valid for a minimum of 2 years ,deviation on the maturity date is possible provided that the Leasehold status is upgraded to Freehold at the time of credit agreement approval at a BPR Lestari appointed notary.
  • Maximum Financing (LTV):
    • Financing of fixed assets of houses / land amounted to 60% of estimated bank taxation
  • Ratio of Installment (DSR):
    • Taking into account of the payment capacity based on the sale and the balance sheet from a prospective  customer’s business.
    • Completing Business Licenses and Financial Statements



Prospective Customers are advised to complete all documents necessary in order to facilitate our officers to pick up the documents and process the credit application immediately.






Copy KTP (Suami/Istri yang masih berlaku)

Copy Kartu Keluarga

Copy Akta Nikah dari Catatan Sipil/Cerai Dari Pengadilan/Kematian

NPWP (untuk pinjaman Rp. 100 juta ke atas)

Akta Pendirian


TDP/SIUP/Surat Keterangan Usaha


Neraca (Rugi/Laba)/Laporan Keungan


Copy Catatan Keuangan


Copy Rekening Koran/Tabungan 3 Bulan Terakhir

Slip Gaji Terbaru


Copy Surat Keputusan Pengangkatan



Copy Surat Keterangan Praktek/Ijin Praktek



Copy Keanggotaan Profesional



Surat Rekomendasi Dari  Tempat Bekerja



Copy Surat Keterangan Bekerja


Copy Rekening Listrik/PDAM

Copy SHM

Copy IMB

Copy PBB


Copy Riwayat Pinjaman di bank lain (jika take over)

Submit Credit

Interest per Year Start From


Loan Product
Credit Plafond
Time Period (Month)

Please fill this column below so our Personal Banking Officer could contact you soon