BENEFITS

  •  Fast process in 3 working days *
  •  Easy requirements
  •  Insurance coverage
  •  Installment payment facility through auto debit
  •  No penalty for installment payout  at any time
  •  Safe and reliable
  •  Credit limit up to Rp. 10 billion

 

DETAILS

  • Credit amount range: Rp. 100 million - Rp. 5 Billion
  • Credit period: 1 year (can be extended), provided that:
    • Debtor age of at least 21 years and maximum 55 years of age at the credit maturity date,
    • For self-employed and professionals is maximum 60 years of age upon the credit maturity date.
    • At maturity date, Leasehold is still valid for a minimum of 2 years ,deviation on the maturity date is possible provided that the Leasehold status is upgraded to Freehold at the time of credit agreement approval at a BPR Lestari appointed notary.
  • Maximum Financing (LTV):
    • Financing of fixed assets of houses / land amounted to 60% of estimated bank taxation
  • Ratio of Installment (DSR):
    • Taking into account of the payment capacity based on the sale and the balance sheet from a prospective  customer’s business.
    • Completing Business Licenses and Financial Statements

 

TERMS

Prospective Customers are advised to complete all documents necessary in order to facilitate our officers to pick up the documents and process the credit application immediately.

DOKUMEN

KARYAWAN

PROFESIONAL

WIRASWASTA

PERUSAHAAN

Copy KTP (Suami/Istri yang masih berlaku)

Copy Kartu Keluarga

Copy Akta Nikah dari Catatan Sipil/Cerai Dari Pengadilan/Kematian

NPWP (untuk pinjaman Rp. 100 juta ke atas)

Akta Pendirian

   

TDP/SIUP/Surat Keterangan Usaha

 

Neraca (Rugi/Laba)/Laporan Keungan

  

Copy Catatan Keuangan

 

Copy Rekening Koran/Tabungan 3 Bulan Terakhir

Slip Gaji Terbaru

  

Copy Surat Keputusan Pengangkatan

 

  

Copy Surat Keterangan Praktek/Ijin Praktek

 

  

Copy Keanggotaan Profesional

 

  

Surat Rekomendasi Dari  Tempat Bekerja

 

 

Copy Surat Keterangan Bekerja

  

Copy Rekening Listrik/PDAM

Copy SHM

Copy IMB

Copy PBB

 

Copy Riwayat Pinjaman di bank lain (jika take over)

Submit Credit
CREDIT CALCULATOR

Interest per Year Start From

9.25%

Loan Product
Credit Plafond
Rp
Time Period (Month)
CONTACT US

Please fill this column below so our Personal Banking Officer could contact you soon