Those with stable income / permanent jobs, most likely want to have their own assets as their goal. One of them is investment in the form of land plot. To achieve that goal, financial adequacy is required. Easy KPT Lestari from BPR Lestari is a financial solution in achieving your goal.
Financing Objectives:
Special loan facility for land plot purchased through land developer with the cooperation between the Bank and the developer.

ADVANTAGES

  • Fast process in 3 working days *
  • Easy requirements
  • Life insurance coverage
  • Installment payment facility through auto debit
  • No penalty for installment payout at any time
  • Safe and reliable
  • Credit period up to 15 years
  • Facilities top-up

 

DETAILS

  • Easy down payment KPT only 10%
  • Credit range: Rp. 100 million - Rp. 10 Billion
  • Credit period: 1 year - 15 years, provided that:
    • Debtor age of at least 21 years and maximum 55 years of age at the credit maturity date,
    • For self-employed and professionals is maximum 60 years of age upon the credit maturity date.
  • Maximum Financing (LTV):
    • Financing for plots of Easy KPT by 90% of estimated Bank taxation
  • Ratio of Installment (DSR): Maximum 35% of earning (take home pay) and possible joint income (wife / husband).

 

TERMS

Prospective Customers are advised to complete all documents necessary in order to facilitate our officers to pick up the documents process the credit application immediately.

DOKUMEN

KARYAWAN

PROFESIONAL

WIRASWASTA

PT

Copy KTP (Suami/Istri yang masih berlaku)

 

Copy Kartu Keluarga

 

Copy Akta Nikah dari Catatan Sipil/Cerai Dari Pengadilan/Kematian

 

NPWP (untuk pinjaman Rp. 100 juta ke atas)

 

Akta Pendirian

    

TDP/SIUP/Surat Keterangan Usaha

 

 

Neraca (Rugi/Laba)/Laporan Keungan

  

 

Copy Catatan Keuangan

 

 

Copy Rekening Koran/Tabungan 3 Bulan Terakhir

 

Slip Gaji Terbaru

  

Copy Surat Keterangan Bekerja

  

Copy Surat Keputusan Pengangkatan

 

  

Copy Surat Keterangan Praktek/Ijin Praktek

 

  

Copy Keanggotaan Profesional

 

  

Surat Rekomendasi Dari  Tempat Bekerja

 

  

Copy Rekening Listrik/PDAM

 

Copy SHM

 

Copy PBB

 

Copy Riwayat Pinjaman di bank lain (jika take over)

 
Submit Credit