Every family, either newly married or who have been together for many years, would want to have their dream house. A dream house does not have to be spacious and large, but it has to be comfortable to live in. 
To realize the dream requires adequate financial planning. KPR Lestari from BPR Lestari is your financial solution in realizing the family dream home

Financing Objectives:

  • Special loan facility for new home purchases through cooperation between the bank and housing developer.

 

BENEFITS

  • Fast process (3 working days *)
  • Easy requirements
  • Insurance coverage
  • Installment payment facility through auto debit
  • No penalty fee for installment payout at any time
  • Safe and reliable
  • Credit period up to 20 years
  • Facilities top-up
  • Indent mortgage, financing based on cost budget plan on a plot of land or a completely built house.

 

* After the data requirements are completed

 

DETAILS

  • Credit amount rage: Rp. 25 million - Rp. 1 Billion
  • Credit Period: 1 year - 20 years, provided that:
    • Debtor age of at least 21 years and maximum 55 years of age at the credit maturity date,
    • For self-employed and professionals maximum 60 years of age at the credit maturity date.
    • At maturity date, HGB(Leasehold) age is still valid for a minimum of 2 years, deviation on maturity date is possible provided that the leasehold status is upgraded to freehold at the time of credit agreement approval at a BPR Lestari appointed notary.
  • Maximum Financing (LTV):
    • Financing of old houses amounted up to 60% of the Bank's estimated taxation
    • Construction on a plot of land:  a maximum of 70% of RAB and not exceeding the 125% of the value of the mortgaged land.
  • Ratio of Installment (DSR): Maximum 35% of earning (take home pay) and possible joint income (wife / husband).

 

TERMS

Prospective Customers are advised to complete all documents necessary in order to facilitate our officers to pick up the documents and process the credit application immediately.

DOKUMEN

KARYAWAN

PROFESIONAL

WIRASWASTA

PT

Copy KTP (Suami/Istri yang masih berlaku)

 

Copy Kartu Keluarga

 

Copy Akta Nikah dari Catatan Sipil/Cerai Dari Pengadilan/Kematian

 

NPWP (untuk pinjaman Rp. 100 juta ke atas)

 

Akta Pendirian

    

TDP/SIUP/Surat Keterangan Usaha

 

 

Neraca (Rugi/Laba)/Laporan Keungan

  

 

Copy Catatan Keuangan

 

 

Copy Rekening Koran/Tabungan 3 Bulan Terakhir

 

Slip Gaji Terbaru

  

Copy Surat Keterangan Bekerja

  

Copy Surat Keputusan Pengangkatan

 

  

Copy Surat Keterangan Praktek/Ijin Praktek

 

  

Copy Keanggotaan Profesional

 

  

Surat Rekomendasi Dari  Tempat Bekerja

 

  

Copy Rekening Listrik/PDAM

 

Copy SHM/SHGB

 

Copy IMB

 

Copy PBB

 

Copy Riwayat Pinjaman di bank lain (jika take over)

 
Submit Credit
CREDIT CALCULATOR

Interest per Year Start From

9.25%

Loan Product
Credit Plafond
Rp
Time Period (Month)
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